Date of Award

Fall 12-12-2017

Document Type


Degree Name

Doctorate of Education, Ed.D.


College of Education



First Advisor

Marty Bullis, Ph.D.

Second Advisor

Tony Goss, Ph.D.

Third Advisor

Anne Gray, Ed.D.


The purpose of this action research study was to examine undergraduate personal finance course instruction with a specific focus on student loan debt instruction at public universities in Oregon. This study focused on the central research question: What is the scope, sequence, and emphasis on the curriculum in undergraduate financial education courses and how could it be improved? Four personal finance professors from four public universities in Oregon participated in the study; with one of the universities serving as the focus. The first stage after the proposed study was to audit the personal finance course at the focus university. The second stage solicited participation from three additional personal finance professors to complete a questionnaire to align their personal finance instruction to standards. The third stage was a focused conversation between the researcher and course coordinator at the focus university, which analyzed the questionnaire results and determined a plan for modifying the personal finance course instruction at the focus university. The researcher outlined a research methodology that can be duplicated by personal finance professors for personal course improvement and by researchers seeking to define a personal finance course in future studies.